2019 Ram 2500 — seller says lien is paid but title still shows lender

Owner notes beat generic advice here. On the 2019 Ram 2500 in Phoenix, I'd fix the thing you'll notice every day before chasing spec-sheet extras. I'd do that before spending real money. On “seller says lien is paid but title,” that was the fork that mattered for me. Write the result down so the next test isn't a repeat of the last one. Wrote this up on my lunch break.