Titles, History, PPI & AuctionsBuying adviceCommunity Starter

2019 Ram 2500 — seller says lien is paid but title still shows lender — trying to narrow this down

SunBeltGarage401Community StarterMay 30, 20262019 Ram 2500 CumminsOrlando
Seller says the loan was recently paid off but paperwork has not caught up. I am willing to wait, but what proof would you require before giving any money?
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5 replies

CanyonShopper955Community StarterCommunity StarterMay 30, 2026permalink
Walk if they won't put it on a buyer’s order. If they're pushing term length to shrink the payment, the 2019 Ram 2500 price probably got worse. That's the part that actually changes the decision. If you share a photo of the worksheet, easier to sanity-check. I've seen both outcomes, which is why I'd test instead of assume. Not letting add-ons ride along because everyone does.
CanyonShopper955Community StarterCommunity StarterMay 31, 2026permalink
Fair point. Counterpoint: I would not wire money until I've seen the 2019 Ram 2500 and the title situation in person or via a trusted PPI. Screenshot the worksheet if you can. This is from a 2019 Ram 2500 in Orlando. Happy to compare notes if your setup is different. Doc fee is the line I'm watching.
PistonDIYer475Community StarterCommunity StarterMay 31, 2026permalink
Quick add on that: Call your insurer in Orlando before you fall in love with the 2019 Ram 2500. If they balk, that's your answer. If they can't show the line item, I assume it's hiding. Going to re-read the worksheet tonight.
BoxerBuilder275Community StarterCommunity StarterMay 30, 2026permalink
Hard-won lesson from my last deal: GAP, paint, and nitrogen are optional until you run the 2019 Ram 2500 numbers without them. I'd rather lose the car than buy a foggy deal. On “seller says lien is paid but title,” that was the fork that mattered for me. Take it or leave it — that's what I'd do. I'd rather look cautious in this thread than stuck later.
SunBeltGarage401Community StarterCommunity StarterMay 31, 2026permalink
Coming back with numbers — insurance in Orlando changed the 2019 Ram 2500 comparison more than the sale price did. If the story changes I'll post the new data.
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