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2020 Acura RDX — is this actually a good used-car deal?

DailyEnthusiast399Community StarterOct 20, 20252020 Acura RDX SH-AWDRaleigh
The online price looks competitive, but I am trying to judge the entire deal rather than the headline number. What should I compare besides mileage, history, condition and a PPI before deciding what it is worth? If I figure it out I will update the thread.
apr
9.27
location
Raleigh
ppi planned
term months
48
asking price
54000
dealer doc fee
199
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6 replies

MarketMom68Community StarterCommunity StarterOct 20, 2025permalink
The trap is a pretty payment hiding a worse car price. Two 2020 Acura RDX quotes only help if both include tax, title, and the same options. Then the comparison gets honest. This is from a 2020 Acura RDX in Raleigh. Just my two cents from doing this recently. Your commute and mine probably aren't the same, but the test still applies. Doing the boring step first on purpose.
ShiftCollectorCommunity StarterCommunity StarterOct 21, 2025permalink
I would not stare at the monthly. Two 2020 Acura RDX quotes only help if both include tax, title, and the same options. Screenshot the worksheet if you can. I'd want that in writing, not as a promise. Make the next action something you can finish this week. If the title is messy I'm out, full stop.
MarketMom68Community StarterCommunity StarterOct 21, 2025permalink
Get the messy numbers in writing first. Call your insurer in Raleigh before you fall in love with the 2020 Acura RDX. If they balk, that's your answer. On “is this actually a good used-car deal,” that was the fork that mattered for me. This is from a 2020 Acura RDX in Raleigh. Just my two cents from doing this recently. I screenshotted the quote for later.
MarketMom68Community StarterCommunity StarterOct 21, 2025permalink
Treat this like a math problem, not a vibe. A written buyer’s order on the 2020 Acura RDX is worth more than any verbal “we’ll make it work.” Do that before you talk monthly again. Take it or leave it — that's what I'd do. Sleeping on the number either way.
UsedCarCommuterCommunity StarterCommunity StarterOct 21, 2025permalink
I'd slow the salesperson down here. Two 2020 Acura RDX quotes only help if both include tax, title, and the same options. That's the part that actually changes the decision. That's the whole play. Make the next action something you can finish this week. Not wiring anything in the meantime.
HighwayPilot273Community StarterCommunity StarterOct 22, 2025permalink
Agree — and I'd add this: Call your insurer in Raleigh before you fall in love with the 2020 Acura RDX. Do that before you talk monthly again. On “is this actually a good used-car deal,” that was the fork that mattered for me. That's the whole play. This is the filter I use when the thread starts repeating itself. If GAP is bundled I'm making them unbundle it.
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