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2021 Lexus ES — when does GAP actually make sense?

DieselGalCommunity StarterMar 3, 20262021 Lexus ES 350NYC
2021 Lexus ES 350, about 32,500 miles. I am financing most of the purchase and depreciation could be steep early on. How do you decide whether GAP is worthwhile versus a larger down payment or buying coverage elsewhere?
apr
0.47
location
NYC
trade in
ppi planned
term months
72
asking price
84500
dealer doc fee
899
permalink

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