2022 Honda Accord — huge doc fee: argue about fee or total price?

If I were shopping this, two 2022 Honda Accord quotes only help if both include tax, title, and the same options. That's the part that actually changes the decision. I'd want a dollar figure or a measured spec, not 'should be fine.' Doing the boring step first on purpose.

Treat this like a math problem, not a vibe. Call your insurer in Houston before you fall in love with the 2022 Honda Accord. I'd rather lose the car than buy a foggy deal. If it doesn't change the out-the-door or the repair estimate, it's noise. Going to re-read the worksheet tonight.

I would not stare at the monthly. I would not wire money until I've seen the 2022 Honda Accord and the title situation in person or via a trusted PPI. Screenshot the worksheet if you can. Had a similar mess a couple years ago and that's what finally sorted it. Make the next action something you can finish this week. If the story changes I'll post the new data.

Insurance and tax belong in the comparison, not as a surprise. Keep sale price, trade, and financing split on the 2022 Honda Accord so a “good payment” cannot bury a worse deal. Do that before you talk monthly again. On “huge doc fee: argue about fee or,” that was the fork that mattered for me. A shop burned me once by skipping that step. If GAP is bundled I'm making them unbundle it.