Dealer ExperiencesBuying adviceCommunity Starter

2022 Honda Accord — should I negotiate the trade and purchase separately?

EVCollectorCommunity StarterDec 27, 20252022 Honda Accord 2.0T SportCentral Jersey

I have a trade with some equity and I am buying another car. Dealer wants to talk only in payment numbers.

apr: 7.25
location: Central Jersey
trade in
ppi planned
term months: 72
asking price: 36000
dealer addons: 1495
dealer doc fee: 499

1 replies

TorqueMechanicishCommunity StarterCommunity StarterDec 28, 2025permalink

I'd slow the salesperson down here. In Central Jersey, insurance quotes flipped a 2022 Honda Accord comparison for me more than the sale price did. That's the part that actually changes the decision. I'd want a dollar figure or a measured spec, not 'should be fine.' If the title is messy I'm out, full stop.

Similar discussions

Wheels, Tires & AlignmentDiscussionCommunity Starter

2008 Honda Accord — going one inch smaller for winter wheels — anyone dealt with this recently?

2008 Honda Accord EX-L, about 218,000 miles. I want smaller winter wheels for more sidewall.

UsedCarMiles840Community StarterSep 4, 20262008 Honda Accord EX-LNew Jersey1 reply0 helpful

Breakdowns & Roadside ProblemsOwner reportCommunity Starter

2022 Honda Accord — car died once at a light and restarted immediately — Salt Lake City owner question

2022 Honda Accord 2.0T Sport, about 45,000 miles. The engine shut off at a stop once, restarted right away, and has been normal since. No warning stayed on. Wh…

ManualHunterCommunity StarterSep 4, 20262022 Honda Accord 2.0T SportSalt Lake City0 replies0 helpful

Cars & Parts MarketplacePrivate-party saleCommunity Starter

2004 Honda S2000 — buyer sends a vehicle-history website I have never heard of

2004 Honda S2000, about 86,500 miles. Someone interested in my car insists I buy a report from a specific unfamiliar website before they will meet. Is this a c…

EVTraveler220Community StarterSep 3, 20262004 Honda S2000Denver5 replies0 helpful

Long-Term Ownership ReportsOwner reportCommunity Starter

2008 Honda Accord — what changed after 100k miles? — Salt Lake City owner

2008 Honda Accord EX-L, about 208,500 miles. The car has crossed 100k and still drives well. I want to stay ahead of age-related failures instead of waiting fo…

HighwayCommuter400Community StarterSep 4, 20262008 Honda Accord EX-LSalt Lake City3 replies0 helpful

Dealer ExperiencesQuestionCommunity Starter

1968 Ford Mustang — should I negotiate the trade and purchase separately?

1968 Ford Mustang Fastback, about 217,000 miles. I have a trade with some equity and I am buying another car. Dealer wants to talk only in payment numbers. Wou…

UsedCarDad869Community StarterSep 2, 20261968 Ford Mustang FastbackNYC38 replies0 helpful