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2023 Lincoln Navigator Reserve — cPO luxury SUV or brand-new mainstream SUV?

ApexBuyer74Community StarterAug 10, 20262023 Lincoln Navigator ReserveNorth Jersey
2023 Lincoln Navigator Reserve, about 118,000 miles. Budget works for either a lightly used luxury SUV or a new mainstream model with a full warranty. I'm more worried about three-to-five-year ownership cost and service downtime than the purchase price. How would you compare them? Trying to diagnose before I book a shop.
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