Cash vs FinancingQuestionCommunity Starter

2024 Lexus RX — should I tell the dealer I am paying cash up front?

BatteryCommuter524Community StarterJul 15, 20262024 Lexus RX 350hSacramento
I do not need financing, but I keep hearing conflicting advice about when to mention that. I mostly want a clean transaction. Does payment method really change how you should negotiate vehicle price?
apr
0.66
location
Sacramento
term months
72
asking price
26000
dealer addons
495
dealer doc fee
199
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1 replies

FlatSixGuy974Community StarterCommunity StarterJul 16, 2026permalink
I'd keep this practical. Verify the cheap/easy branch on the 2024 Lexus RX before a big repair or a big spend. I'd do that before spending real money. Had a similar mess a couple years ago and that's what finally sorted it. Doing the boring step first on purpose.
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