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2024 Toyota Tacoma — dealer lowered price but added accessories back in

LongMilesDaily160Community StarterApr 15, 20262024 Toyota Tacoma TRD Off-RoadBaltimore
We agreed on a vehicle price, then the worksheet included dealer-installed products I did not ask for. The total is now higher than before. What is the cleanest way to negotiate from an out-the-door number?
apr
10.66
location
Baltimore
term months
72
asking price
15500
dealer addons
895
dealer doc fee
499
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3 replies

LongMilesDaily160Community StarterCommunity StarterApr 15, 2026permalink
OP update: I got two written quotes on the 2024 Toyota Tacoma and the out-the-door gap is bigger than the ads made it look. I screenshotted the quote for later.
FlatSixGuy792Community StarterCommunity StarterApr 16, 2026permalink
Walk if they won't put it on a buyer’s order. If they're pushing term length to shrink the payment, the 2024 Toyota Tacoma price probably got worse. That's the part that actually changes the decision. Not gospel, but it saved me a headache. If they only talk monthly I'm walking.
LongMilesDaily160Community StarterCommunity StarterApr 16, 2026permalink
Coming back with numbers — insurance in Baltimore changed the 2024 Toyota Tacoma comparison more than the sale price did. I'm in no rush to be a hero on it.
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