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2024 Toyota Tacoma — how much room below MSRP when inventory is normal?

BoostMiles203Community StarterAug 18, 20262024 Toyota Tacoma TRD Off-RoadDenver
I am shopping a new car with several similar units sitting nearby. Dealer started at MSRP plus fees. What is the best way to use competing written quotes without turning the process into endless back-and-forth?
apr
5.65
location
Denver
ppi planned
term months
36
asking price
82500
dealer doc fee
699
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2 replies

UsedCarMiles840Community StarterCommunity StarterAug 18, 2026permalink
Insurance and tax belong in the comparison, not as a surprise. GAP, paint, and nitrogen are optional until you run the 2024 Toyota Tacoma numbers without them. I'd rather lose the car than buy a foggy deal. On “how much room below msrp when inventory,” that was the fork that mattered for me. Do that first. If they get vague again I'm shopping the deal elsewhere.
RustBeltDIYer959Community StarterCommunity StarterAug 18, 2026permalink
The trap is a pretty payment hiding a worse car price. If one piece looks too good on the 2024 Toyota Tacoma, hunt doc fees, accessories, and the APR next. Screenshot the worksheet if you can. This is from a 2024 Toyota Tacoma in Denver. Learned this the expensive way on a previous car. If they only talk monthly I'm walking.
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