Private-Party Buying & SellingPrivate-party saleCommunity Starter

2020 Acura RDX — private seller still has a loan on the car

HybridHauler494Community StarterMar 17, 20262020 Acura RDX SH-AWDConnecticut
I like a privately listed car, but the seller still owes money and does not have a clear paper title in hand. What is the safest way to handle payoff, lien release, payment and possession? I would rather test this logically than replace parts. What would you check next?
apr
7.36
location
Connecticut
term months
60
asking price
71500
dealer doc fee
199
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2 replies

CommuterDetailer973Community StarterCommunity StarterMar 17, 2026permalink
Title status is the whole conversation. Bill of sale, VIN, odometer, and names matching the title — I'd want all four on the 2020 Acura RDX. That's where I'd start. Do that first. I'd rather be boring and correct. This is the version I'd tell a friend.
UsedCarGarage59Community StarterCommunity StarterMar 18, 2026permalink
Don't get cute with the meetup or the payment. Meet at a bank or dealer title office for the 2020 Acura RDX, not a parking lot at night. Then you'll know the next fork. Do that first. I'm in no rush to be a hero on it.
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