2022 Genesis GV70 — private seller still has a loan on the car

I'd treat this like cash with a paper trail. If the 2022 Genesis GV70 still shows a lien, coordinate payoff with the lender before any cash changes hands. That's where I'd start. On “private seller still has a loan on,” that was the fork that mattered for me. Run the total, not the monthly, before you commit. If GAP is bundled I'm making them unbundle it.

Don't get cute with the meetup or the payment. Meet at a bank or dealer title office for the 2022 Genesis GV70, not a parking lot at night. I'd do that before spending real money. Keep sale price, fees, and rate as three different conversations. If the story changes I'll post the new data.

Title status is the whole conversation. Independent PPI on the 2022 Genesis GV70 is cheap insurance versus a seller who “already had a friend look at it.” Then you'll know the next fork. This is from a 2022 Genesis GV70 in Queens. Happy to compare notes if your setup is different. Not trying to scare you — just skip the expensive first guess. Sleeping on the number either way.