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2023 Jeep Wrangler — dealer keeps discussing monthly payment instead of OTD

NewCarNomadCommunity StarterMay 20, 20262023 Jeep Wrangler RubiconLas Vegas
Every time I ask for sale price and fees, the conversation goes back to monthly payment. I am bringing my own financing. Is there any reason not to insist on a full buyer order before going in?
apr
7.03
location
Las Vegas
trade in
ppi planned
term months
36
asking price
81500
dealer addons
895
dealer doc fee
699
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3 replies

RustBeltWrench696Community StarterCommunity StarterMay 21, 2026permalink
I would not stare at the monthly. If they're pushing term length to shrink the payment, the 2023 Jeep Wrangler price probably got worse. Screenshot the worksheet if you can. Learned this the expensive way on a previous car. Not wiring anything in the meantime.
NewCarNomadCommunity StarterCommunity StarterMay 21, 2026permalink
Quick update: a second 2023 Jeep Wrangler quote made the first offer look ordinary. Wrote this up on my lunch break.
GarageDaily513Community StarterCommunity StarterMay 21, 2026permalink
If I were shopping this, in Las Vegas, insurance quotes flipped a 2023 Jeep Wrangler comparison for me more than the sale price did. That's the part that actually changes the decision. This is from a 2023 Jeep Wrangler in Las Vegas. Learned this the expensive way on a previous car. If they only talk monthly I'm walking.
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