2024 Acura MDX — trade has positive equity — apply it or take the money?

I would not stare at the monthly. If one piece looks too good on the 2024 Acura MDX, hunt doc fees, accessories, and the APR next. Then the comparison gets honest. If you share a photo of the worksheet, easier to sanity-check. That's coming from doing this as an owner, not a shop. If the story changes I'll post the new data.

Hard-won lesson from my last deal: GAP, paint, and nitrogen are optional until you run the 2024 Acura MDX numbers without them. Do that before you talk monthly again. On “trade has positive equity — apply it,” that was the fork that mattered for me. This is from a 2024 Acura MDX in Miami with 27,000 miles. Any freeze-frame data saved? This is the filter I use when the thread starts repeating itself. I asked for the buyer’s order in email, not a text.

OP here. Still looking, but I'm waiting on inspection notes before I send money on the 2024 Acura MDX. I'll update if anything new shows up.

Treat this like a math problem, not a vibe. A written buyer’s order on the 2024 Acura MDX is worth more than any verbal “we’ll make it work.” Do that before you talk monthly again. Was this after sitting overnight? I'd rather be boring and correct. If this is nothing, great. I want that in data.

I asked about trade has positive equity — apply it again and they still won't put GAP/add-ons on their own lines. If the VIN lookup is clean I'm still doing PPI.

Walk if they won't put it on a buyer’s order. Two 2024 Acura MDX quotes only help if both include tax, title, and the same options. That's the part that actually changes the decision. Have you gotten a second quote in writing? I'll update if anything new shows up.