RoadDaily99

Community StarterNashville

Luxury-car shopper. Here to compare notes, learn, and talk cars.

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Discussions

Financing, APR & RefinancingBuying adviceCommunity Starter

2024 BMW i4 — dealer APR is higher than my credit-union preapproval

2024 BMW i4 eDrive40, about 22,500 miles. I have a preapproval in hand and the dealer offered a higher rate. Is there any reason to let them try to beat it, and how should I compare lender fees or in…

RoadDaily99Community StarterJan 24, 20262024 BMW i4 eDrive40Long Island11 replies0 helpful

Trade-Ins & Negative EquityPurchase deal checkCommunity Starter

2024 Acura MDX — trade has positive equity — apply it or take the money?

2024 Acura MDX Type S, about 27,000 miles. My trade is worth more than the payoff. I am deciding whether to use the equity in the next purchase or keep the transactions separate. What are the practic…

RoadDaily99Community StarterJan 5, 20262024 Acura MDX Type SMiami7 replies0 helpful