Fun daily that still works for one-car ownership
2022 Volkswagen GTI SE, about 14,500 miles. I want something I enjoy on back roads but still need to commute, carry luggage and survive bad weather. Trying to avoid buying a car that only makes sense…
Financing, APR & Refinancing
Buying & Selling
2024 Jeep Gladiator Mojave — question: CPO luxury SUV or brand-new mainstream SUV?
Budget works for either a lightly used luxury SUV or a new mainstream model with a full warranty. I'm more worried about three-to-five-year ownership cost and service downtime than the purchase price…
2024 Buick Envision — 0 percent promo versus a cash rebate
2024 Buick Envision Avenir, about 41,000 miles. Manufacturer offers promotional financing or a cash incentive.
2024 Lexus RX — dealer APR is higher than my credit-union preapproval
2024 Lexus RX 350h, about 39,000 miles. I have a preapproval in hand and the dealer offered a higher rate. Is there any reason to let them try to beat it, and how should I compare lender fees or ince…
2024 Ford Mustang — 0 percent promo versus a cash rebate
Manufacturer offers promotional financing or a cash incentive. What is the right way to calculate which one is worth more over my expected payoff period?
2022 Toyota RAV4 Hybrid XSE — fun daily that still works for one-car ownership
2022 Toyota RAV4 Hybrid XSE, about 48,000 miles. I want something I enjoy on back roads but still need to commute, carry luggage and survive bad weather. Trying to avoid buying a car that only makes…
Anyone else: Fun daily that still works for one-car ownership
2021 Nissan Rogue SV, about 96,000 miles. I want something I enjoy on back roads but still need to commute, carry luggage and survive bad weather. Trying to avoid buying a car that only makes sense o…
2021 Mazda CX-5 Turbo — cPO luxury SUV or brand-new mainstream SUV?
2021 Mazda CX-5 Turbo, about 118,000 miles. Budget works for either a lightly used luxury SUV or a new mainstream model with a full warranty. I'm more worried about three-to-five-year ownership cost…
2024 Lexus RX 350h — need advice: Fun daily that still works for one-car ownership
I want something I enjoy on back roads but still need to commute, carry luggage and survive bad weather. Trying to avoid buying a car that only makes sense on paper. What compromises have actually ma…
2024 Subaru WRX — 0 percent promo versus a cash rebate
Manufacturer offers promotional financing or a cash incentive. What is the right way to calculate which one is worth more over my expected payoff period?
2021 Chevrolet Silverado 1500 LTZ 6.2 — cPO luxury SUV or brand-new mainstream SUV?
Budget works for either a lightly used luxury SUV or a new mainstream model with a full warranty. I'm more worried about three-to-five-year ownership cost and service downtime than the purchase price…
TorqueWrench20Community StarterFeb 27, 20262021 Chevrolet Silverado 1500 LTZ 6.2Denver / Front Range0 replies0 helpful
Question: CPO luxury SUV or brand-new mainstream SUV?
2022 Lexus GX 460, about 8,200 miles. Budget works for either a lightly used luxury SUV or a new mainstream model with a full warranty. I'm more worried about three-to-five-year ownership cost and se…
2022 Tesla Model 3 Long Range — used truck versus new compact pickup
Same money buys an older full-size truck with capability I may never use or a newer compact truck with better fuel economy and warranty. Anyone make this switch and regret the smaller truck? Apprecia…
2024 Ford F-150 — dealer APR is higher than my credit-union preapproval
I have a preapproval in hand and the dealer offered a higher rate. Is there any reason to let them try to beat it, and how should I compare lender fees or incentives instead of only APR? I am in Clev…
CamberSeller267Community StarterAug 12, 20262024 Ford F-150 Lariat 3.5 EcoBoostCleveland21 replies0 helpful
2025 Lucid Air — dealer APR is higher than my credit-union preapproval
2025 Lucid Air Pure, about 19,500 miles. I have a preapproval in hand and the dealer offered a higher rate. Is there any reason to let them try to beat it, and how should I compare lender fees or inc…
Anyone else: Fun daily that still works for one-car ownership
I want something I enjoy on back roads but still need to commute, carry luggage and survive bad weather. Trying to avoid buying a car that only makes sense on paper. What compromises have actually ma…
2023 Toyota 4Runner TRD Pro — question: Fun daily that still works for one-car ownership
I want something I enjoy on back roads but still need to commute, carry luggage and survive bad weather. Trying to avoid buying a car that only makes sense on paper. What compromises have actually ma…
WrenchMechanicish30Community StarterApr 12, 20262023 Toyota 4Runner TRD ProSouth Florida0 replies0 helpful
2023 Mercedes-AMG C43 4MATIC — need advice: CPO luxury SUV or brand-new mainstream SUV?
Budget works for either a lightly used luxury SUV or a new mainstream model with a full warranty. I'm more worried about three-to-five-year ownership cost and service downtime than the purchase price…
2025 Toyota Camry XSE — question: Fun daily that still works for one-car ownership
I want something I enjoy on back roads but still need to commute, carry luggage and survive bad weather. Trying to avoid buying a car that only makes sense on paper. What compromises have actually ma…
2025 Porsche Macan — 0 percent promo versus a cash rebate
2025 Porsche Macan Electric 4S, about 18,500 miles. Manufacturer offers promotional financing or a cash incentive.