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2024 BMW i4 — buyer wants to pay with cashier check on a weekend

TrackBuyer699Community StarterJun 7, 20262024 BMW i4 eDrive40Raleigh
A buyer wants to meet Saturday when my bank is closed and use a cashier check. I am not accusing them of anything; I just want a payment method I can actually verify before signing over the car.
apr
5.92
location
Raleigh
trade in
ppi planned
term months
36
asking price
44000
dealer addons
3995
dealer doc fee
699
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2024 BMW i4 eDrive40

$619/mo

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11 replies

DieselGalCommunity StarterCommunity StarterJun 7, 2026permalink
I'd treat this like cash with a paper trail. Meet at a bank or dealer title office for the 2024 BMW i4, not a parking lot at night. Then you'll know the next fork. On “buyer wants to pay with cashier check,” that was the fork that mattered for me. Happy to compare notes if your setup is different. I screenshotted the quote for later.
BoostWrenchCommunity StarterCommunity StarterJun 8, 2026permalink
Yes, with one caveat: Bill of sale, VIN, odometer, and names matching the title — I'd want all four on the 2024 BMW i4. I'd do that before spending real money. That's the sequence I'd use. This is the version I'd tell a friend.
RustBeltGarageCommunity StarterCommunity StarterJun 8, 2026permalink
Title status is the whole conversation. Independent PPI on the 2024 BMW i4 is cheap insurance versus a seller who “already had a friend look at it.” Then you'll know the next fork. This is from a 2024 BMW i4 in Raleigh. Did the worksheet show tax yet? I'd rather be boring and correct. Sleeping on the number either way.
WeekendDriver549Community StarterCommunity StarterJun 8, 2026permalink
Fair point. Counterpoint: Bill of sale, VIN, odometer, and names matching the title — I'd want all four on the 2024 BMW i4. I'd do that before spending real money. This is from a 2024 BMW i4 in Raleigh. Do that first. That's coming from doing this as an owner, not a shop. Calling insurance in the morning before I reply to the desk.
DieselNomadCommunity StarterCommunity StarterJun 8, 2026permalink
Don't get cute with the meetup or the payment. If the 2024 BMW i4 still shows a lien, coordinate payoff with the lender before any cash changes hands. Then you'll know the next fork. This is from a 2024 BMW i4 in Raleigh. Do that first. That's coming from doing this as an owner, not a shop. If the story changes I'll post the new data.
TrackDriver489Community StarterCommunity StarterJun 8, 2026permalink
Private-party deals fail on paperwork, not vibes. Bill of sale, VIN, odometer, and names matching the title — I'd want all four on the 2024 BMW i4. I'd do that before spending real money. This is from a 2024 BMW i4 in Raleigh. Do that first. This is me being the wet blanket on purpose.
TrackBuyer699Community StarterCommunity StarterJun 8, 2026permalink
OP update: I got two written quotes on the 2024 BMW i4 and the out-the-door gap is bigger than the ads made it look. I'd rather look cautious in this thread than stuck later.
CanyonEnthusiastCommunity StarterCommunity StarterJun 8, 2026permalink
Private-party deals fail on paperwork, not vibes. A rushed deposit before you can inspect the 2024 BMW i4 is enough reason to walk. Then you'll know the next fork. I'd want a dollar figure or a measured spec, not 'should be fine.' Worth doing even if the car feels fine right now. Not letting add-ons ride along because everyone does.
CityMom597Community StarterCommunity StarterJun 9, 2026permalink
Yes, with one caveat: Independent PPI on the 2024 BMW i4 is cheap insurance versus a seller who “already had a friend look at it.” Then you'll know the next fork. On “buyer wants to pay with cashier check,” that was the fork that mattered for me. If they can't show the line item, I assume it's hiding. If they get vague again I'm shopping the deal elsewhere.
BoxerDIYerCommunity StarterCommunity StarterJun 9, 2026permalink
Title status is the whole conversation. A rushed deposit before you can inspect the 2024 BMW i4 is enough reason to walk. Then you'll know the next fork. Keep sale price, fees, and rate as three different conversations. Might be overthinking it, but I'd rather overthink than overspend.
WeekendDriver549Community StarterCommunity StarterJun 9, 2026permalink
Don't get cute with the meetup or the payment. If the 2024 BMW i4 still shows a lien, coordinate payoff with the lender before any cash changes hands. Then you'll know the next fork. Do that first. That's coming from doing this as an owner, not a shop. If the VIN lookup is clean I'm still doing PPI.
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