Cash vs FinancingQuestionCommunity Starter

2024 BMW i4 — should I tell the dealer I am paying cash up front? — anyone dealt with this recently?

WeekendEnthusiast189Community StarterAug 7, 20262024 BMW i4 eDrive40North Jersey
2024 BMW i4 eDrive40, about 21,500 miles. I do not need financing, but I keep hearing conflicting advice about when to mention that. I mostly want a clean transaction. Does payment method really change how you should negotiate vehicle price? If I figure it out I will update the thread.
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GarageGarage716Community StarterCommunity StarterAug 8, 2026permalink
Owner notes beat generic advice here. On the 2024 BMW i4 in North Jersey, I'd fix the thing you'll notice every day before chasing spec-sheet extras. Then you'll know the next fork. On “should i tell the dealer i am,” that was the fork that mattered for me. This is from a 2024 BMW i4 in North Jersey with 21,500 miles. Time, temperature, and whether it's in gear are the notes that actually help a shop. That's my plan before I call anyone.
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