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2024 Ram 1500 — cPO badge versus independent PPI

CamberScout887Community StarterJul 27, 20262024 Ram 1500 LimitedBaltimore
The dealer says the car passed the manufacturer CPO inspection and suggests an outside inspection is unnecessary. I like the warranty but still want an independent PPI. Overkill or sensible?
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5 replies

CamberScout887Community StarterCommunity StarterJul 27, 2026permalink
PPI is scheduled. I'm not depositing until I see the 2024 Ram 1500 notes. Doc fee is the line I'm watching.
SleeperTraveler221Community StarterCommunity StarterJul 27, 2026permalink
Treat this like a math problem, not a vibe. Call your insurer in Baltimore before you fall in love with the 2024 Ram 1500. I'd rather lose the car than buy a foggy deal. When does it actually happen? I'd rather be boring and correct. This is the version I'd tell a friend.
FlatSixGuy792Community StarterCommunity StarterJul 27, 2026permalink
I would not stare at the monthly. If they're pushing term length to shrink the payment, the 2024 Ram 1500 price probably got worse. Screenshot the worksheet if you can. Just my two cents from doing this recently. If the title is messy I'm out, full stop.
CommuterDetailerCommunity StarterCommunity StarterJul 28, 2026permalink
I would not stare at the monthly. In Baltimore, insurance quotes flipped a 2024 Ram 1500 comparison for me more than the sale price did. That's the part that actually changes the decision. Time, temperature, and whether it's in gear are the notes that actually help a shop. A day of patience here is cheaper than a wrong part. If the VIN lookup is clean I'm still doing PPI.
WrenchCamperCommunity StarterCommunity StarterJul 28, 2026permalink
Insurance and tax belong in the comparison, not as a surprise. Keep sale price, trade, and financing split on the 2024 Ram 1500 so a “good payment” cannot bury a worse deal. I'd rather lose the car than buy a foggy deal. On “cpo badge versus independent ppi,” that was the fork that mattered for me. If it doesn't change the out-the-door or the repair estimate, it's noise. If they get vague again I'm shopping the deal elsewhere.
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