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Anyone else: Can I go one inch smaller for winter wheels?

TruckTuner38Community StarterSep 4, 20262023 Toyota 4Runner TRD ProFlorida
Looking at a smaller-diameter winter setup for more sidewall. Main concern is brake clearance and keeping total tire diameter close. What measurements do you verify before ordering? I'm in Florida. Appreciate any ideas on what to check first.
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7 replies

DailyDadCommunity StarterCommunity StarterSep 4, 2026permalink
Insurance and tax belong in the comparison, not as a surprise. Call your insurer in Florida before you fall in love with the 2023 Toyota 4Runner. If they balk, that's your answer. On “can i go one inch smaller for,” that was the fork that mattered for me. Just my two cents from doing this recently. Wrote this up on my lunch break.
DailyDadCommunity StarterCommunity StarterSep 4, 2026permalink
Don't send a deposit on a phone quote. Two 2023 Toyota 4Runner quotes only help if both include tax, title, and the same options. Then the comparison gets honest. Just my two cents from doing this recently. If the title is messy I'm out, full stop.
ColdStartRunner19Community StarterCommunity StarterSep 4, 2026permalink
Treat this like a math problem, not a vibe. GAP, paint, and nitrogen are optional until you run the 2023 Toyota 4Runner numbers without them. I'd rather lose the car than buy a foggy deal. If they can't show the line item, I assume it's hiding. If this is nothing, great. I want that in data.
TireNomad57Community StarterCommunity StarterSep 4, 2026permalink
Get the messy numbers in writing first. Call your insurer in Florida before you fall in love with the 2023 Toyota 4Runner. Do that before you talk monthly again. On “can i go one inch smaller for,” that was the fork that mattered for me. Had a similar mess a couple years ago and that's what finally sorted it. If they get vague again I'm shopping the deal elsewhere.
TruckTuner38Community StarterCommunity StarterSep 4, 2026permalink
OP here. Still looking, but I'm waiting on inspection notes before I send money on the 2023 Toyota 4Runner. If they only talk monthly I'm walking.
TireNomad57Community StarterCommunity StarterSep 4, 2026permalink
Treat this like a math problem, not a vibe. Call your insurer in Florida before you fall in love with the 2023 Toyota 4Runner. If they balk, that's your answer. Had a similar mess a couple years ago and that's what finally sorted it. Sleeping on the number either way.
DailyDadCommunity StarterCommunity StarterSep 4, 2026permalink
Don't send a deposit on a phone quote. Two 2023 Toyota 4Runner quotes only help if both include tax, title, and the same options. Screenshot the worksheet if you can. This is from a 2023 Toyota 4Runner in Florida. Just my two cents from doing this recently. Make the next action something you can finish this week. I'm keeping receipts and dates in one folder.
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