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2013 Nissan 370Z — should I negotiate the trade and purchase separately? — anyone dealt with this recently?

RotorCamperCommunity StarterNov 7, 20252013 Nissan 370Z TouringPennsylvania
I have a trade with some equity and I am buying another car. Dealer wants to talk only in payment numbers. Would you settle sale price first, then trade value, then financing so each piece stays visible? Mostly looking for the right next step.
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4 replies

RotorCamperCommunity StarterCommunity StarterNov 7, 2025permalink
Walked a dealership this week on the 2013 Nissan 370Z and the doc fee was the tell. PPI guy I use is booked until next week, so I'm waiting.
TowGarage486Community StarterCommunity StarterNov 8, 2025permalink
Asking because it changes the advice: If one piece looks too good on the 2013 Nissan 370Z, hunt doc fees, accessories, and the APR next. Screenshot the worksheet if you can. This is from a 2013 Nissan 370Z in Pennsylvania. No need to make it theatrical. Make the next action something you can finish this week. Calling insurance in the morning before I reply to the desk.
MarketNomad750Community StarterCommunity StarterNov 8, 2025permalink
Hard-won lesson from my last deal: Call your insurer in Pennsylvania before you fall in love with the 2013 Nissan 370Z. Do that before you talk monthly again. On “should i negotiate the trade and purchase,” that was the fork that mattered for me. Stop there until you know. If GAP is bundled I'm making them unbundle it.
NewCarTuner625Community StarterCommunity StarterNov 9, 2025permalink
That's a good start, but I wouldn't stop there. I would not wire money until I've seen the 2013 Nissan 370Z and the title situation in person or via a trusted PPI. Then the comparison gets honest. This is from a 2013 Nissan 370Z in Pennsylvania. If they can't show the line item, I assume it's hiding. This is me being the wet blanket on purpose.
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