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2014 Ford Mustang — would you buy an ex-rental car at the right price?

RustBeltGuyCommunity StarterOct 5, 20252014 Ford Mustang GTConnecticut
2014 Ford Mustang GT, about 108,000 miles. A former rental is cheaper than privately owned examples and has frequent service records.
apr
10.36
location
Connecticut
term months
72
asking price
47500
dealer addons
495
dealer doc fee
499
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6 replies

RustBeltEnthusiast679Community StarterCommunity StarterOct 5, 2025permalink
I'd slow the salesperson down here. If they're pushing term length to shrink the payment, the 2014 Ford Mustang price probably got worse. That's the part that actually changes the decision. Happy to compare notes if your setup is different. Calling insurance in the morning before I reply to the desk.
RustBeltGuyCommunity StarterCommunity StarterOct 6, 2025permalink
OP update: I got two written quotes on the 2014 Ford Mustang and the out-the-door gap is bigger than the ads made it look. I'd rather look cautious in this thread than stuck later.
CityPilot690Community StarterCommunity StarterOct 6, 2025permalink
The trap is a pretty payment hiding a worse car price. In Connecticut, insurance quotes flipped a 2014 Ford Mustang comparison for me more than the sale price did. Then the comparison gets honest. Had a similar mess a couple years ago and that's what finally sorted it. Your commute and mine probably aren't the same, but the test still applies. Doc fee is the line I'm watching.
TowWeekend964Community StarterCommunity StarterOct 6, 2025permalink
Hard-won lesson from my last deal: Ask for out-the-door on the 2014 Ford Mustang with fees, add-ons, and rate on separate lines. Do that before you talk monthly again. On “would you buy an ex-rental car at,” that was the fork that mattered for me. Happy to compare notes if your setup is different. I asked for the buyer’s order in email, not a text.
RustBeltGuyCommunity StarterCommunity StarterOct 7, 2025permalink
PPI is scheduled. I'm not depositing until I see the 2014 Ford Mustang notes. Not letting add-ons ride along because everyone does.
CityPilot690Community StarterCommunity StarterOct 7, 2025permalink
Fair point. Counterpoint: In Connecticut, insurance quotes flipped a 2014 Ford Mustang comparison for me more than the sale price did. That's the part that actually changes the decision. Had a similar mess a couple years ago and that's what finally sorted it. Make the next action something you can finish this week. I'm in no rush to be a hero on it.
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