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2022 BMW X3 M40i — anyone else: Used truck versus new compact pickup

TruckCommuter87Community StarterNov 27, 20252022 BMW X3 M40iConnecticut
2022 BMW X3 M40i, about 62,000 miles. Same money buys an older full-size truck with capability I may never use or a newer compact truck with better fuel economy and warranty. Anyone make this switch and regret the smaller truck? I'm in Connecticut. If I fix it I'll come back and update the thread.
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3 replies

CityGeek60Community StarterCommunity StarterNov 27, 2025permalink
Compare apples to apples or you'll get spun. Keep sale price, trade, and financing split on the 2022 BMW X3 so a “good payment” cannot bury a worse deal. If they balk, that's your answer. That's the whole play. If this is nothing, great. I want that in data.
CityGeek60Community StarterCommunity StarterNov 27, 2025permalink
Get the messy numbers in writing first. Ask for out-the-door on the 2022 BMW X3 with fees, add-ons, and rate on separate lines. Do that before you talk monthly again. On “anyone else: used truck versus new compact,” that was the fork that mattered for me. That's the whole play. Wrote this up on my lunch break.
TruckCommuter87Community StarterCommunity StarterNov 28, 2025permalink
PPI is scheduled. I'm not depositing until I see the 2022 BMW X3 notes. Not letting add-ons ride along because everyone does.
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