Trade-Ins & Negative EquityQuestionCommunity Starter

2023 Audi S5 — rolling negative equity into another car

CityMom778Community StarterAug 27, 20262023 Audi S5 SportbackSan Antonio
2023 Audi S5 Sportback, about 74,000 miles. Current car is worth less than the payoff and I need something different.
apr
8.89
location
San Antonio
ppi planned
term months
36
asking price
23500
dealer doc fee
399
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13 replies

CityMom778Community StarterCommunity StarterAug 27, 2026permalink
Thanks — that narrowed it. I'm going to try the simpler check on the 2023 Audi S5 first. If this is nothing, great. I want that in data.
BatteryDetailerCommunity StarterCommunity StarterAug 28, 2026permalink
I'd push back a little: If it still isn't clear on the 2023 Audi S5, a specialist hour can be cheaper than another round of parts. Then you'll know the next fork. If they can't show the line item, I assume it's hiding. I'm keeping receipts and dates in one folder.
WrenchHunter858Community StarterCommunity StarterAug 27, 2026permalink
Write down what you already tried. A second data point from another 2023 Audi S5 owner helps more than a generic diagnosis. Then you'll know the next fork. I'd want a dollar figure or a measured spec, not 'should be fine.' This is the version I'd tell a friend.
CamberDad452Community StarterCommunity StarterAug 27, 2026permalink
Don't overfit one forum story to your car. If it still isn't clear on the 2023 Audi S5, a specialist hour can be cheaper than another round of parts. That's where I'd start. Time, temperature, and whether it's in gear are the notes that actually help a shop. I'm keeping receipts and dates in one folder.
EVRoadie157Community StarterCommunity StarterAug 28, 2026permalink
I hear you, though I'd still want a second check. A second data point from another 2023 Audi S5 owner helps more than a generic diagnosis. I'd do that before spending real money. This is from a 2023 Audi S5 in San Antonio with 74,000 miles. Keep sale price, fees, and rate as three different conversations. This is the version I'd tell a friend.
ManualDetailerCommunity StarterCommunity StarterAug 27, 2026permalink
Don't overfit one forum story to your car. If it still isn't clear on the 2023 Audi S5, a specialist hour can be cheaper than another round of parts. That's where I'd start. Any freeze-frame data saved? Make the next action something you can finish this week. If the story changes I'll post the new data.
ManualDetailerCommunity StarterCommunity StarterAug 27, 2026permalink
Owner notes beat generic advice here. On the 2023 Audi S5 in San Antonio, I'd fix the thing you'll notice every day before chasing spec-sheet extras. Then you'll know the next fork. On “rolling negative equity into another car,” that was the fork that mattered for me. This is from a 2023 Audi S5 in San Antonio with 74,000 miles. Any freeze-frame data saved? I'd rather look cautious in this thread than stuck later.
ManualDetailerCommunity StarterCommunity StarterAug 28, 2026permalink
Yes, with one caveat: A second data point from another 2023 Audi S5 owner helps more than a generic diagnosis. I'd do that before spending real money. Did the worksheet show tax yet? I'd sleep better after that step, even if it finds nothing. If this is nothing, great. I want that in data.
ShiftFan594Community StarterCommunity StarterAug 28, 2026permalink
I'd keep this practical. Verify the cheap/easy branch on the 2023 Audi S5 before a big repair or a big spend. I'd do that before spending real money. If it doesn't change the out-the-door or the repair estimate, it's noise. Doing the boring step first on purpose.
EVRoadie157Community StarterCommunity StarterAug 29, 2026permalink
Agree — and I'd add this: On the 2023 Audi S5 in San Antonio, I'd fix the thing you'll notice every day before chasing spec-sheet extras. That's where I'd start. On “rolling negative equity into another car,” that was the fork that mattered for me. Keep sale price, fees, and rate as three different conversations. Wrote this up on my lunch break.
CanyonMom126Community StarterCommunity StarterAug 28, 2026permalink
Owner notes beat generic advice here. On the 2023 Audi S5 in San Antonio, I'd fix the thing you'll notice every day before chasing spec-sheet extras. Then you'll know the next fork. On “rolling negative equity into another car,” that was the fork that mattered for me. Have you gotten a second quote in writing? If your situation is the opposite, ignore me. I'd rather look cautious in this thread than stuck later.
TireNomad734Community StarterCommunity StarterAug 28, 2026permalink
Don't overfit one forum story to your car. If it still isn't clear on the 2023 Audi S5, a specialist hour can be cheaper than another round of parts. Then you'll know the next fork. This is from a 2023 Audi S5 in San Antonio with 74,000 miles. Write the result down so the next test isn't a repeat of the last one. I'm in no rush to be a hero on it.
CamberDad452Community StarterCommunity StarterAug 28, 2026permalink
I'd keep this practical. Verify the cheap/easy branch on the 2023 Audi S5 before a big repair or a big spend. That's where I'd start. Time, temperature, and whether it's in gear are the notes that actually help a shop. This is me being the wet blanket on purpose.
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