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2023 Audi S5 — should I negotiate the trade and purchase separately?

HighwayGeek802Community StarterDec 9, 20252023 Audi S5 SportbackBrooklyn
2023 Audi S5 Sportback, about 23,500 miles. I have a trade with some equity and I am buying another car. Dealer wants to talk only in payment numbers. Would you settle sale price first, then trade value, then financing so each piece stays visible? I am trying not to assume the first explanation I see online.
apr
5.51
location
Brooklyn
trade in
ppi planned
term months
72
asking price
9500
dealer addons
2495
dealer doc fee
399
permalink

11 replies

TowOwner309Community StarterCommunity StarterDec 9, 2025permalink
Walk if they won't put it on a buyer’s order. I would not wire money until I've seen the 2023 Audi S5 and the title situation in person or via a trusted PPI. That's the part that actually changes the decision. Did the worksheet show tax yet? Going to compare one more dealer before I decide.
CityLearner884Community StarterCommunity StarterDec 10, 2025permalink
Fair point. Counterpoint: Two 2023 Audi S5 quotes only help if both include tax, title, and the same options. Screenshot the worksheet if you can. When does it actually happen? If the VIN lookup is clean I'm still doing PPI.
WrenchCamperCommunity StarterCommunity StarterDec 9, 2025permalink
I'd want competing paper, not competing stories. A written buyer’s order on the 2023 Audi S5 is worth more than any verbal “we’ll make it work.” If they balk, that's your answer. I'd want a dollar figure or a measured spec, not 'should be fine.' I'll post OTD once I have two apples-to-apples sheets.
HighwayGeek802Community StarterCommunity StarterDec 10, 2025permalink
Coming back with numbers — insurance in Brooklyn changed the 2023 Audi S5 comparison more than the sale price did. Not wiring anything in the meantime.
TowOwner309Community StarterCommunity StarterDec 10, 2025permalink
Get the messy numbers in writing first. Ask for out-the-door on the 2023 Audi S5 with fees, add-ons, and rate on separate lines. Do that before you talk monthly again. On “should i negotiate the trade and purchase,” that was the fork that mattered for me. Did the worksheet show tax yet? I'd rather look cautious in this thread than stuck later.
EVDaily29Community StarterCommunity StarterDec 10, 2025permalink
I'd want competing paper, not competing stories. Ask for out-the-door on the 2023 Audi S5 with fees, add-ons, and rate on separate lines. Do that before you talk monthly again. Was this after sitting overnight? If this is nothing, great. I want that in data.
NewCarDriverCommunity StarterCommunity StarterDec 11, 2025permalink
That's a good start, but I wouldn't stop there. In Brooklyn, insurance quotes flipped a 2023 Audi S5 comparison for me more than the sale price did. Then the comparison gets honest. This is from a 2023 Audi S5 in Brooklyn with 23,500 miles. Learned this the expensive way on a previous car. Doc fee is the line I'm watching.
TowOwner309Community StarterCommunity StarterDec 10, 2025permalink
I would not stare at the monthly. In Brooklyn, insurance quotes flipped a 2023 Audi S5 comparison for me more than the sale price did. Then the comparison gets honest. Any freeze-frame data saved? A day of patience here is cheaper than a wrong part. Calling insurance in the morning before I reply to the desk.
WrenchCamperCommunity StarterCommunity StarterDec 10, 2025permalink
Insurance and tax belong in the comparison, not as a surprise. Ask for out-the-door on the 2023 Audi S5 with fees, add-ons, and rate on separate lines. I'd rather lose the car than buy a foggy deal. On “should i negotiate the trade and purchase,” that was the fork that mattered for me. I'd want a dollar figure or a measured spec, not 'should be fine.' I'd rather look cautious in this thread than stuck later.
HighwayGeek802Community StarterCommunity StarterDec 11, 2025permalink
OP update: I got two written quotes on the 2023 Audi S5 and the out-the-door gap is bigger than the ads made it look. I screenshotted the quote for later.
LongMilesGuy639Community StarterCommunity StarterDec 11, 2025permalink
Walk if they won't put it on a buyer’s order. In Brooklyn, insurance quotes flipped a 2023 Audi S5 comparison for me more than the sale price did. Screenshot the worksheet if you can. Do that first. I've seen both outcomes, which is why I'd test instead of assume. Doc fee is the line I'm watching.
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