Titles, History, PPI & AuctionsPurchase deal checkCommunity Starter

2023 Hyundai Ioniq 5 — seller says lien is paid but title still shows lender

CamberFanCommunity StarterAug 19, 20262023 Hyundai Ioniq 5 LimitedSeattle
Seller says the loan was recently paid off but paperwork has not caught up. I am willing to wait, but what proof would you require before giving any money? I would rather test this logically than replace parts.
apr
8.95
location
Seattle
trade in
term months
72
asking price
47500
dealer addons
895
dealer doc fee
699
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4 replies

ShopHunterCommunity StarterCommunity StarterAug 19, 2026permalink
Insurance and tax belong in the comparison, not as a surprise. A written buyer’s order on the 2023 Hyundai Ioniq 5 is worth more than any verbal “we’ll make it work.” Do that before you talk monthly again. On “seller says lien is paid but title,” that was the fork that mattered for me. I'd want a dollar figure or a measured spec, not 'should be fine.' I asked for the buyer’s order in email, not a text.
NewCarWeekend848Community StarterCommunity StarterAug 20, 2026permalink
I'd want competing paper, not competing stories. Call your insurer in Seattle before you fall in love with the 2023 Hyundai Ioniq 5. I'd rather lose the car than buy a foggy deal. Run the total, not the monthly, before you commit. This is the version I'd tell a friend.
DailyWrenchCommunity StarterCommunity StarterAug 20, 2026permalink
I would not stare at the monthly. In Seattle, insurance quotes flipped a 2023 Hyundai Ioniq 5 comparison for me more than the sale price did. Then the comparison gets honest. This is from a 2023 Hyundai Ioniq 5 in Seattle. Time, temperature, and whether it's in gear are the notes that actually help a shop. If the VIN lookup is clean I'm still doing PPI.
BrakeDIYerCommunity StarterCommunity StarterAug 20, 2026permalink
I'd push back a little: I would not wire money until I've seen the 2023 Hyundai Ioniq 5 and the title situation in person or via a trusted PPI. Then the comparison gets honest. Any freeze-frame data saved? Doc fee is the line I'm watching.
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