Trade-Ins & Negative EquityBuying adviceCommunity Starter

2023 Mercedes-AMG C43 — trade has positive equity — apply it or take the money?

MarketBuyer633Community StarterApr 8, 20262023 Mercedes-AMG C43Bay Area

2023 Mercedes-AMG C43, about 21,500 miles. My trade is worth more than the payoff. I am deciding whether to use the equity in the next purchase or keep the transactions separate. What are the practical pros and cons? I am in Bay Area.

apr: 1.92
location: Bay Area
term months: 60
asking price: 70000
dealer addons: 895
dealer doc fee: 399

1 replies

CanyonScout698Community StarterCommunity StarterApr 9, 2026permalink

I would not stare at the monthly. If one piece looks too good on the 2023 Mercedes-AMG C43, hunt doc fees, accessories, and the APR next. That's the part that actually changes the decision. Learned this the expensive way on a previous car. If the story changes I'll post the new data.

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