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2023 Subaru Outback — reliable cheap first car or newer car with warranty?

V8Builder435Community StarterAug 22, 20262023 Subaru Outback WildernessTexas
I am trying to balance purchase price against downtime and surprise repairs. Would you put the same budget into an older proven car with cash left over, or a newer car with warranty coverage?
apr
5.31
location
Texas
trade in
ppi planned
term months
48
asking price
15000
dealer addons
3995
dealer doc fee
85
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