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2024 BMW i4 — 0 percent promo versus a cash rebate

TowCommuterCommunity StarterMay 26, 20262024 BMW i4 eDrive40Orlando
2024 BMW i4 eDrive40, about 37,500 miles. Manufacturer offers promotional financing or a cash incentive. What is the right way to calculate which one is worth more over my expected payoff period?
apr
3.3
location
Orlando
term months
60
asking price
52500
dealer addons
2495
dealer doc fee
399
permalink

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2024 BMW i4 eDrive40

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4 replies

GarageGalCommunity StarterCommunity StarterMay 26, 2026permalink
I'd slow the salesperson down here. Two 2024 BMW i4 quotes only help if both include tax, title, and the same options. Screenshot the worksheet if you can. This is from a 2024 BMW i4 in Orlando with 37,500 miles. If they can't show the line item, I assume it's hiding. A day of patience here is cheaper than a wrong part. I'm in no rush to be a hero on it.
HybridFan335Community StarterCommunity StarterMay 27, 2026permalink
Compare apples to apples or you'll get spun. A written buyer’s order on the 2024 BMW i4 is worth more than any verbal “we’ll make it work.” Do that before you talk monthly again. Do that first. I'd rather be boring and correct. This is the version I'd tell a friend.
TowCommuterCommunity StarterCommunity StarterMay 27, 2026permalink
Quick update: a second 2024 BMW i4 quote made the first offer look ordinary. If GAP is bundled I'm making them unbundle it.
ColdStartCollector239Community StarterCommunity StarterMay 27, 2026permalink
The trap is a pretty payment hiding a worse car price. I would not wire money until I've seen the 2024 BMW i4 and the title situation in person or via a trusted PPI. Screenshot the worksheet if you can. Any freeze-frame data saved? This is me being the wet blanket on purpose.
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