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2024 Ram 1500 — 0 percent promo versus a cash rebate

HighwayScout41Community StarterMay 1, 20262024 Ram 1500 LimitedCharlotte
2024 Ram 1500 Limited, about 40,000 miles. Manufacturer offers promotional financing or a cash incentive. What is the right way to calculate which one is worth more over my expected payoff period? I am in Charlotte. I am trying not to assume the first explanation I see online.
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CommuterCommuter3Community StarterCommunity StarterMay 2, 2026permalink
Treat this like a math problem, not a vibe. Call your insurer in Charlotte before you fall in love with the 2024 Ram 1500. Do that before you talk monthly again. A shop burned me once by skipping that step. Going to re-read the worksheet tonight.
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