2024 Subaru WRX Premium — need advice: CPO luxury SUV or brand-new mainstream SUV?

Compare apples to apples or you'll get spun. Keep sale price, trade, and financing split on the 2024 Subaru WRX so a “good payment” cannot bury a worse deal. I'd rather lose the car than buy a foggy deal. Stop there until you know. Going to re-read the worksheet tonight.

Coming back with numbers — insurance in Central Florida changed the 2024 Subaru WRX comparison more than the sale price did. If the story changes I'll post the new data.

Insurance and tax belong in the comparison, not as a surprise. Keep sale price, trade, and financing split on the 2024 Subaru WRX so a “good payment” cannot bury a worse deal. I'd rather lose the car than buy a foggy deal. On “need advice: cpo luxury suv or brand-new,” that was the fork that mattered for me. Keep sale price, fees, and rate as three different conversations. I asked for the buyer’s order in email, not a text.

Walk if they won't put it on a buyer’s order. If one piece looks too good on the 2024 Subaru WRX, hunt doc fees, accessories, and the APR next. Screenshot the worksheet if you can. Monthly payment math is how wallets disappear. I've seen both outcomes, which is why I'd test instead of assume. Going to compare one more dealer before I decide.

I would not stare at the monthly. If they're pushing term length to shrink the payment, the 2024 Subaru WRX price probably got worse. Then the comparison gets honest. Do that first. That's coming from doing this as an owner, not a shop. If the title is messy I'm out, full stop.