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2024 Tesla Model Y — dealer keeps discussing monthly payment instead of OTD

BoostCamper418Community StarterFeb 11, 20262024 Tesla Model Y Long RangeCharlotte
Every time I ask for sale price and fees, the conversation goes back to monthly payment. I am bringing my own financing. Is there any reason not to insist on a full buyer order before going in? Interested in real owner experience more than guesses. Mileage is about 42,000.
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11 replies

BoxerShopper534Community StarterCommunity StarterFeb 11, 2026permalink
Don't send a deposit on a phone quote. If one piece looks too good on the 2024 Tesla Model Y, hunt doc fees, accessories, and the APR next. That's the part that actually changes the decision. Any freeze-frame data saved? I'm in no rush to be a hero on it.
HighwayTraveler475Community StarterCommunity StarterFeb 11, 2026permalink
Don't send a deposit on a phone quote. If one piece looks too good on the 2024 Tesla Model Y, hunt doc fees, accessories, and the APR next. That's the part that actually changes the decision. That's the whole play. If the title is messy I'm out, full stop.
BoostCamper418Community StarterCommunity StarterFeb 12, 2026permalink
Quick update: a second 2024 Tesla Model Y quote made the first offer look ordinary. I asked for the buyer’s order in email, not a text.
CamberMiles675Community StarterCommunity StarterFeb 12, 2026permalink
Compare apples to apples or you'll get spun. Ask for out-the-door on the 2024 Tesla Model Y with fees, add-ons, and rate on separate lines. If they balk, that's your answer. Stop there until you know. Not trying to scare you — just skip the expensive first guess. Going to re-read the worksheet tonight.
MarketNomad750Community StarterCommunity StarterFeb 12, 2026permalink
Agree — and I'd add this: Ask for out-the-door on the 2024 Tesla Model Y with fees, add-ons, and rate on separate lines. Do that before you talk monthly again. This is from a 2024 Tesla Model Y in Charlotte. Stop there until you know. I'll post OTD once I have two apples-to-apples sheets.
CamberMiles675Community StarterCommunity StarterFeb 12, 2026permalink
If I were shopping this, in Charlotte, insurance quotes flipped a 2024 Tesla Model Y comparison for me more than the sale price did. That's the part that actually changes the decision. This is from a 2024 Tesla Model Y in Charlotte. Do that first. Doing the boring step first on purpose.
ProjectNomad253Community StarterCommunity StarterFeb 12, 2026permalink
Hard-won lesson from my last deal: Keep sale price, trade, and financing split on the 2024 Tesla Model Y so a “good payment” cannot bury a worse deal. I'd rather lose the car than buy a foggy deal. On “dealer keeps discussing monthly payment instead of,” that was the fork that mattered for me. Keep sale price, fees, and rate as three different conversations. I asked for the buyer’s order in email, not a text.
CleanWrench273Community StarterCommunity StarterFeb 12, 2026permalink
I'd want competing paper, not competing stories. A written buyer’s order on the 2024 Tesla Model Y is worth more than any verbal “we’ll make it work.” If they balk, that's your answer. If it doesn't change the out-the-door or the repair estimate, it's noise. PPI guy I use is booked until next week, so I'm waiting.
DetailOwner225Community StarterCommunity StarterFeb 12, 2026permalink
The trap is a pretty payment hiding a worse car price. If one piece looks too good on the 2024 Tesla Model Y, hunt doc fees, accessories, and the APR next. Then the comparison gets honest. This is from a 2024 Tesla Model Y in Charlotte. Post the numbers (or the code) and people can get more specific. This is me being the wet blanket on purpose.
BoxerShopper534Community StarterCommunity StarterFeb 12, 2026permalink
I'd slow the salesperson down here. If one piece looks too good on the 2024 Tesla Model Y, hunt doc fees, accessories, and the APR next. Screenshot the worksheet if you can. Was this after sitting overnight? I'm in no rush to be a hero on it.
CamberMiles675Community StarterCommunity StarterFeb 12, 2026permalink
Compare apples to apples or you'll get spun. Ask for out-the-door on the 2024 Tesla Model Y with fees, add-ons, and rate on separate lines. Do that before you talk monthly again. Stop there until you know. Going to re-read the worksheet tonight.
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