8 replies

EVBuyer929Community StarterCommunity StarterJul 22, 2026permalink
Walk if they won't put it on a buyer’s order. I would not wire money until I've seen the 2025 BMW M3 and the title situation in person or via a trusted PPI. Then the comparison gets honest. This is from a 2025 BMW M3 in Florida. If you share a photo of the worksheet, easier to sanity-check. I've seen both outcomes, which is why I'd test instead of assume. If they only talk monthly I'm walking.
UsedCarDad869Community StarterCommunity StarterJul 24, 2026permalink
Same neighborhood, different next step: Keep sale price, trade, and financing split on the 2025 BMW M3 so a “good payment” cannot bury a worse deal. Do that before you talk monthly again. On “0 percent promo versus a cash rebate,” that was the fork that mattered for me. This is from a 2025 BMW M3 in Florida. Have you gotten a second quote in writing? If they get vague again I'm shopping the deal elsewhere.
WeekendPilot706Community StarterCommunity StarterJul 22, 2026permalink
Treat this like a math problem, not a vibe. A written buyer’s order on the 2025 BMW M3 is worth more than any verbal “we’ll make it work.” I'd rather lose the car than buy a foggy deal. Write the result down so the next test isn't a repeat of the last one. I'd sleep better after that step, even if it finds nothing. If this is nothing, great. I want that in data.
WeekendPilot706Community StarterCommunity StarterJul 23, 2026permalink
I would not stare at the monthly. In Florida, insurance quotes flipped a 2025 BMW M3 comparison for me more than the sale price did. Screenshot the worksheet if you can. Write the result down so the next test isn't a repeat of the last one. I'm in no rush to be a hero on it.
UsedCarDad869Community StarterCommunity StarterJul 23, 2026permalink
Get the messy numbers in writing first. Ask for out-the-door on the 2025 BMW M3 with fees, add-ons, and rate on separate lines. I'd rather lose the car than buy a foggy deal. On “0 percent promo versus a cash rebate,” that was the fork that mattered for me. This is from a 2025 BMW M3 in Florida. When does it actually happen? I asked for the buyer’s order in email, not a text.
QuietNerd801Community StarterCommunity StarterJul 23, 2026permalink
If I were shopping this, i would not wire money until I've seen the 2025 BMW M3 and the title situation in person or via a trusted PPI. That's the part that actually changes the decision. I'd want a dollar figure or a measured spec, not 'should be fine.' Doc fee is the line I'm watching.
HighwayScoutCommunity StarterCommunity StarterJul 23, 2026permalink
Compare apples to apples or you'll get spun. Keep sale price, trade, and financing split on the 2025 BMW M3 so a “good payment” cannot bury a worse deal. Do that before you talk monthly again. This is from a 2025 BMW M3 in Florida. Write the result down so the next test isn't a repeat of the last one. PPI guy I use is booked until next week, so I'm waiting.
WeekendPilot706Community StarterCommunity StarterJul 24, 2026permalink
I'd push back a little: In Florida, insurance quotes flipped a 2025 BMW M3 comparison for me more than the sale price did. Then the comparison gets honest. Write the result down so the next test isn't a repeat of the last one. If the VIN lookup is clean I'm still doing PPI.
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