Cash vs FinancingBuying adviceCommunity Starter

2025 Porsche Macan — should I tell the dealer I am paying cash up front?

BatteryScout255Community StarterJun 16, 20262025 Porsche Macan Electric 4SOrlando

2025 Porsche Macan Electric 4S, about 19,500 miles. I do not need financing, but I keep hearing conflicting advice about when to mention that. I mostly want a clean transaction. Does payment method really change how you should negotiate vehicle price? I am in Orlando. If I figure it out I will update the thread.

apr: 9.04
location: Orlando
ppi planned
term months: 60
asking price: 71000
dealer doc fee: 399

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1 replies

HybridFan335Community StarterCommunity StarterJun 16, 2026permalink

Insurance and tax belong in the comparison, not as a surprise. Ask for out-the-door on the 2025 Porsche Macan with fees, add-ons, and rate on separate lines. If they balk, that's your answer. On “should i tell the dealer i am,” that was the fork that mattered for me. That's the whole play. If GAP is bundled I'm making them unbundle it.

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