Cash vs FinancingPurchase deal checkCommunity Starter

2025 Porsche Macan — should I tell the dealer I am paying cash up front? — second opinion before I spend money

LongMilesGal452Community StarterJan 20, 20262025 Porsche Macan Electric 4SQueens
2025 Porsche Macan Electric 4S, about 15,500 miles. I do not need financing, but I keep hearing conflicting advice about when to mention that. I mostly want a clean transaction. Does payment method really change how you should negotiate vehicle price?
apr
11.18
location
Queens
ppi planned
term months
60
asking price
25500
dealer doc fee
199
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7 replies

SleeperWeekendCommunity StarterCommunity StarterJan 20, 2026permalink
I'd slow the salesperson down here. If one piece looks too good on the 2025 Porsche Macan, hunt doc fees, accessories, and the APR next. Screenshot the worksheet if you can. Post the numbers (or the code) and people can get more specific. I'm keeping receipts and dates in one folder.
LongMilesGal452Community StarterCommunity StarterJan 21, 2026permalink
PPI is scheduled. I'm not depositing until I see the 2025 Porsche Macan notes. Not letting add-ons ride along because everyone does.
WeekendDriver470Community StarterCommunity StarterJan 21, 2026permalink
I'd slow the salesperson down here. I would not wire money until I've seen the 2025 Porsche Macan and the title situation in person or via a trusted PPI. Then the comparison gets honest. No need to make it theatrical. I'm keeping receipts and dates in one folder.
LongMilesGal452Community StarterCommunity StarterJan 22, 2026permalink
I asked about should i tell the dealer i am again and they still won't put GAP/add-ons on their own lines. I'm keeping receipts and dates in one folder.
NewCarPilot152Community StarterCommunity StarterJan 21, 2026permalink
Get the messy numbers in writing first. A written buyer’s order on the 2025 Porsche Macan is worth more than any verbal “we’ll make it work.” I'd rather lose the car than buy a foggy deal. On “should i tell the dealer i am,” that was the fork that mattered for me. This is from a 2025 Porsche Macan in Queens with 15,500 miles. That's the sequence I'd use. This is the filter I use when the thread starts repeating itself. I asked for the buyer’s order in email, not a text.
NoMarkupGarage716Community StarterCommunity StarterJan 21, 2026permalink
The trap is a pretty payment hiding a worse car price. I would not wire money until I've seen the 2025 Porsche Macan and the title situation in person or via a trusted PPI. Screenshot the worksheet if you can. Any freeze-frame data saved? Worth doing even if the car feels fine right now. If they only talk monthly I'm walking.
WeekendDriver470Community StarterCommunity StarterJan 21, 2026permalink
I'd want competing paper, not competing stories. Keep sale price, trade, and financing split on the 2025 Porsche Macan so a “good payment” cannot bury a worse deal. Do that before you talk monthly again. This is from a 2025 Porsche Macan in Queens with 15,500 miles. That's the sequence I'd use. Going to re-read the worksheet tonight.
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