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2014 Ford Mustang — dealer keeps discussing monthly payment instead of OTD

TruckLearnerCommunity StarterJul 16, 20262014 Ford Mustang GTBrooklyn
2014 Ford Mustang GT, about 117,500 miles. Every time I ask for sale price and fees, the conversation goes back to monthly payment. I am bringing my own financing. Is there any reason not to insist on a full buyer order before going in? I am in Brooklyn.
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