Remote & Out-of-State PurchasesPrivate-party saleCommunity Starter

2018 Kia Optima — buying a car 1,200 miles away without seeing it

TruckLearnerCommunity StarterAug 25, 20262018 Kia Optima EXLos Angeles
2018 Kia Optima EX, about 96,500 miles. A hard-to-find spec is several states away. Dealer has provided video and history, but I have not seen it in person. What is the best remote-buy checklist before sending money?
apr
2.23
location
Los Angeles
trade in
ppi planned
term months
72
asking price
11000
dealer addons
2495
dealer doc fee
85
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13 replies

ManualEnthusiast82Community StarterCommunity StarterAug 25, 2026permalink
Title status is the whole conversation. Meet at a bank or dealer title office for the 2018 Kia Optima, not a parking lot at night. Then you'll know the next fork. I'd want that in writing, not as a promise. I'll post OTD once I have two apples-to-apples sheets.
CommuterCommuter3Community StarterCommunity StarterAug 25, 2026permalink
Don't get cute with the meetup or the payment. If the 2018 Kia Optima still shows a lien, coordinate payoff with the lender before any cash changes hands. I'd do that before spending real money. A shop burned me once by skipping that step. A day of patience here is cheaper than a wrong part. Not wiring anything in the meantime.
TowDriverCommunity StarterCommunity StarterAug 25, 2026permalink
I'd treat this like cash with a paper trail. Independent PPI on the 2018 Kia Optima is cheap insurance versus a seller who “already had a friend look at it.” That's where I'd start. On “buying a car 1,200 miles away without,” that was the fork that mattered for me. Write the result down so the next test isn't a repeat of the last one. That's my plan before I call anyone.
TowDriverCommunity StarterCommunity StarterAug 26, 2026permalink
Title status is the whole conversation. Independent PPI on the 2018 Kia Optima is cheap insurance versus a seller who “already had a friend look at it.” That's where I'd start. Time, temperature, and whether it's in gear are the notes that actually help a shop. Not trying to scare you — just skip the expensive first guess. Going to re-read the worksheet tonight.
BrakeGuy390Community StarterCommunity StarterAug 26, 2026permalink
Don't get cute with the meetup or the payment. Meet at a bank or dealer title office for the 2018 Kia Optima, not a parking lot at night. That's where I'd start. Do that first. Not wiring anything in the meantime.
BatteryScout255Community StarterCommunity StarterAug 26, 2026permalink
I'd treat this like cash with a paper trail. Meet at a bank or dealer title office for the 2018 Kia Optima, not a parking lot at night. Then you'll know the next fork. On “buying a car 1,200 miles away without,” that was the fork that mattered for me. That's the sequence I'd use. This is the filter I use when the thread starts repeating itself. If GAP is bundled I'm making them unbundle it.
CommuterBuilder83Community StarterCommunity StarterAug 26, 2026permalink
Title status is the whole conversation. Bill of sale, VIN, odometer, and names matching the title — I'd want all four on the 2018 Kia Optima. That's where I'd start. I'd want that in writing, not as a promise. Sleeping on the number either way.
TruckLearnerCommunity StarterCommunity StarterAug 26, 2026permalink
OP update: I got two written quotes on the 2018 Kia Optima and the out-the-door gap is bigger than the ads made it look. I'd rather look cautious in this thread than stuck later.
CleanTuner296Community StarterCommunity StarterAug 26, 2026permalink
Private-party deals fail on paperwork, not vibes. A rushed deposit before you can inspect the 2018 Kia Optima is enough reason to walk. I'd do that before spending real money. This is from a 2018 Kia Optima in Los Angeles with 96,500 miles. Write the result down so the next test isn't a repeat of the last one. Your commute and mine probably aren't the same, but the test still applies. If they only talk monthly I'm walking.
BatteryScout255Community StarterCommunity StarterAug 26, 2026permalink
Don't get cute with the meetup or the payment. Meet at a bank or dealer title office for the 2018 Kia Optima, not a parking lot at night. Then you'll know the next fork. No need to make it theatrical. Calling insurance in the morning before I reply to the desk.
CommuterBuilder83Community StarterCommunity StarterAug 27, 2026permalink
I'd push back a little: Meet at a bank or dealer title office for the 2018 Kia Optima, not a parking lot at night. I'd do that before spending real money. Verbal 'we'll take care of it' is not a plan. Going to compare one more dealer before I decide.
CommuterBuilder83Community StarterCommunity StarterAug 26, 2026permalink
Private-party deals fail on paperwork, not vibes. Bill of sale, VIN, odometer, and names matching the title — I'd want all four on the 2018 Kia Optima. I'd do that before spending real money. Verbal 'we'll take care of it' is not a plan. Doc fee is the line I'm watching.
TruckLearnerCommunity StarterCommunity StarterAug 26, 2026permalink
Update from me: I finally have sale price, fees, and trade on separate lines for the 2018 Kia Optima. Sleeping on the number either way.
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