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2020 GMC Yukon — history report shows a minor accident with no details

HighwayTraveler475Community StarterMay 19, 20262020 GMC Yukon DenaliBay Area
Vehicle-history report lists a minor accident several years ago but does not describe the repair. Paint looks okay in photos.
apr
11.11
location
Bay Area
ppi planned
term months
72
asking price
83000
dealer addons
495
dealer doc fee
199
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6 replies

DetailOwner225Community StarterCommunity StarterMay 19, 2026permalink
The trap is a pretty payment hiding a worse car price. Two 2020 GMC Yukon quotes only help if both include tax, title, and the same options. Then the comparison gets honest. If you share a photo of the worksheet, easier to sanity-check. If they only talk monthly I'm walking.
FlatSixTunerCommunity StarterCommunity StarterMay 20, 2026permalink
I'd want competing paper, not competing stories. GAP, paint, and nitrogen are optional until you run the 2020 GMC Yukon numbers without them. Do that before you talk monthly again. Happy to compare notes if your setup is different. If this is nothing, great. I want that in data.
DetailOwner225Community StarterCommunity StarterMay 21, 2026permalink
Same neighborhood, different next step: GAP, paint, and nitrogen are optional until you run the 2020 GMC Yukon numbers without them. If they balk, that's your answer. Happy to compare notes if your setup is different. Not trying to scare you — just skip the expensive first guess. Might be overthinking it, but I'd rather overthink than overspend.
UsedCarCommuter769Community StarterCommunity StarterMay 20, 2026permalink
If I were shopping this, if they're pushing term length to shrink the payment, the 2020 GMC Yukon price probably got worse. That's the part that actually changes the decision. Have you gotten a second quote in writing? This is me being the wet blanket on purpose.
DetailOwner225Community StarterCommunity StarterMay 20, 2026permalink
I'd slow the salesperson down here. I would not wire money until I've seen the 2020 GMC Yukon and the title situation in person or via a trusted PPI. That's the part that actually changes the decision. Happy to compare notes if your setup is different. If the story changes I'll post the new data.
FlatSixTunerCommunity StarterCommunity StarterMay 21, 2026permalink
Get the messy numbers in writing first. GAP, paint, and nitrogen are optional until you run the 2020 GMC Yukon numbers without them. Do that before you talk monthly again. On “history report shows a minor accident with,” that was the fork that mattered for me. Happy to compare notes if your setup is different. If they get vague again I'm shopping the deal elsewhere.
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