Titles, History, PPI & AuctionsBuying adviceCommunity Starter

2020 GMC Yukon — seller says lien is paid but title still shows lender

BoostSeller448Community StarterJun 9, 20262020 GMC Yukon DenaliWashington DC
Seller says the loan was recently paid off but paperwork has not caught up. I am willing to wait, but what proof would you require before giving any money?
apr
1.02
location
Washington DC
ppi planned
term months
72
asking price
46500
dealer doc fee
199
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6 replies

RoadBuilder189Community StarterCommunity StarterJun 9, 2026permalink
Get the messy numbers in writing first. A written buyer’s order on the 2020 GMC Yukon is worth more than any verbal “we’ll make it work.” I'd rather lose the car than buy a foggy deal. On “seller says lien is paid but title,” that was the fork that mattered for me. Do that first. Climate here is different, so treat that as a local data point. I'd rather look cautious in this thread than stuck later.
BoostSeller448Community StarterCommunity StarterJun 9, 2026permalink
OP here. Still looking, but I'm waiting on inspection notes before I send money on the 2020 GMC Yukon. Doing the boring step first on purpose.
DailyEnthusiastCommunity StarterCommunity StarterJun 9, 2026permalink
Compare apples to apples or you'll get spun. Call your insurer in Washington DC before you fall in love with the 2020 GMC Yukon. If they balk, that's your answer. I'd want that in writing, not as a promise. PPI guy I use is booked until next week, so I'm waiting.
TrailWrench67Community StarterCommunity StarterJun 9, 2026permalink
Don't send a deposit on a phone quote. In Washington DC, insurance quotes flipped a 2020 GMC Yukon comparison for me more than the sale price did. Screenshot the worksheet if you can. This is from a 2020 GMC Yukon in Washington DC. No need to make it theatrical. Calling insurance in the morning before I reply to the desk.
FlatSixNerd191Community StarterCommunity StarterJun 10, 2026permalink
Walk if they won't put it on a buyer’s order. In Washington DC, insurance quotes flipped a 2020 GMC Yukon comparison for me more than the sale price did. That's the part that actually changes the decision. Do that first. This is me being the wet blanket on purpose.
FlatSixNerd191Community StarterCommunity StarterJun 10, 2026permalink
Fair point. Counterpoint: If they're pushing term length to shrink the payment, the 2020 GMC Yukon price probably got worse. That's the part that actually changes the decision. Stop there until you know. Not letting add-ons ride along because everyone does.
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