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2021 Nissan Rogue — dealer keeps discussing monthly payment instead of OTD

ApexTuner773Community StarterMay 9, 20262021 Nissan Rogue SVBay Area
Every time I ask for sale price and fees, the conversation goes back to monthly payment. I am bringing my own financing. Is there any reason not to insist on a full buyer order before going in?
apr
0.53
location
Bay Area
ppi planned
term months
72
asking price
40500
dealer addons
895
dealer doc fee
699
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3 replies

RoadTripEnthusiastCommunity StarterCommunity StarterMay 9, 2026permalink
Compare apples to apples or you'll get spun. A written buyer’s order on the 2021 Nissan Rogue is worth more than any verbal “we’ll make it work.” Do that before you talk monthly again. A shop burned me once by skipping that step. This is the version I'd tell a friend.
DieselWrenchCommunity StarterCommunity StarterMay 9, 2026permalink
Fair point. Counterpoint: I would not wire money until I've seen the 2021 Nissan Rogue and the title situation in person or via a trusted PPI. That's the part that actually changes the decision. If you share a photo of the worksheet, easier to sanity-check. If they only talk monthly I'm walking.
ApexTuner773Community StarterCommunity StarterMay 9, 2026permalink
Quick update: a second 2021 Nissan Rogue quote made the first offer look ordinary. Wrote this up on my lunch break.
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