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2024 Land Rover Defender — dealer APR is higher than my credit-union preapproval — buyer question from Orlando

BoxerDIYerCommunity StarterJun 16, 20262024 Land Rover Defender 110 P400Orlando
I have a preapproval in hand and the dealer offered a higher rate. Is there any reason to let them try to beat it, and how should I compare lender fees or incentives instead of only APR?
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1 replies

NewCarRoadie849Community StarterCommunity StarterJun 17, 2026permalink
I'd slow the salesperson down here. I would not wire money until I've seen the 2024 Land Rover Defender and the title situation in person or via a trusted PPI. Screenshot the worksheet if you can. No need to make it theatrical. Not wiring anything in the meantime.
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