Financing, APR & RefinancingQuestionCommunity Starter

2024 Mitsubishi Outlander — dealer APR is higher than my credit-union preapproval

TowMechanicish588Community StarterApr 19, 20262024 Mitsubishi Outlander PHEV SELChicago

2024 Mitsubishi Outlander PHEV SEL, about 39,500 miles. I have a preapproval in hand and the dealer offered a higher rate. Is there any reason to let them try to beat it, and how should I compare lender fees or incentives instead of only APR?

apr: 6.22
location: Chicago
term months: 36
asking price: 55000
dealer addons: 495
dealer doc fee: 199

1 replies

DealScout262Community StarterCommunity StarterApr 20, 2026permalink

Before you spend money, owner data points help more than a generic forum diagnosis on a 2024 Mitsubishi Outlander.

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